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Understanding the CL-100 Inspection in South Carolina: Why It Matters When Buying or Selling a Home

Writer: David LockeDavid Locke

If you’re buying or selling a home in South Carolina, you’ve likely heard about the CL-100 inspection. Also known as the South Carolina Wood Infestation Report, this inspection is a critical step in most real estate transactions. At Locke and Key Associates, we want to ensure our clients in Anderson and across the Upstate understand the importance of this report and how it impacts their home purchase or sale.


what is a CL100 in South Carolina Real Estate

What is a CL-100 Inspection?

A CL-100 inspection is a detailed report that checks for wood-destroying organisms, such as termites, carpenter ants, and fungi. The inspection also assesses excessive moisture conditions that could lead to wood decay, which is a common concern in South Carolina’s humid climate.

State law requires this inspection when a home is being sold if a lender is involved. It must be conducted by a licensed pest control professional no more than 30 days before closing.


Why is the CL-100 Important?

  1. Protects Your Investment – Termites and wood decay can cause significant structural damage that may not always be visible. The CL-100 ensures that buyers are aware of any existing infestations or damage before completing their purchase.

  2. Lender Requirement – Many mortgage lenders require a CL-100 before approving a home loan. A failed inspection could delay or even prevent closing if major issues are found.

  3. Negotiation Power – If the report finds damage or infestation, buyers may negotiate for repairs or treatment before finalizing the sale. Sellers, on the other hand, can proactively address issues to avoid last-minute surprises.

  4. Peace of Mind – Whether you’re a buyer or a seller, having a clean CL-100 report provides confidence that the home is structurally sound and free from hidden pest-related damage.


What Happens If Issues Are Found?

If the CL-100 report identifies problems, the buyer and seller must work together to address them. Typically, the seller is responsible for resolving any active infestations or moisture damage before closing. Treatments might include termite extermination, moisture control measures, or even structural repairs, depending on the severity of the issue.


Trust Locke and Key Associates for a Smooth Transaction

At Locke and Key Associates, we guide our clients through every step of the buying and selling process, including ensuring all required inspections are completed. We work closely with local inspectors and contractors in Anderson, SC, to ensure that any issues found in a CL-100 report are resolved efficiently, keeping your transaction on track.

If you’re preparing to buy or sell a home in Anderson or anywhere in Upstate South Carolina, reach out to us today. We’ll help you navigate the CL-100 process and ensure you have all the information needed to make a confident real estate decision!


Thinking of Buying or Selling? Contact Realtor David Locke at Locke and Key Associates today!Understanding the CL-100 Inspection in South Carolina: Why It Matters When Buying or Selling a Home


 
 
 

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